Accelerated Insight Platform Overview
Accelerated Insight® Platform
Identify, confirm, and say "yes" to more good customers
By leveraging artificial intelligence (AI) and alternative data to confirm identity and predict profitability, our Accelerated Insight® API Platform powers real-time services that provide a faster, smarter way to seamlessly open accounts, verify identities, and accept more creditworthy customers.
Our Customer Insights web services provide a faster, smarter way to verify and accept creditworthy borrowers, and revive previously rejected applicants. The platform features two web services: AI Verify™ and AI Lift™:
AI Lift applies proprietary AI techniques like machine learning to analyze rejected financial applications for overlooked indications of creditworthiness, enabling companies to say “yes” to more thin-file and no-file borrowers.
AI Verify performs advanced data analysis on submitted consumer information to verify identifies and return risk/confidence scores in real time.
Our Document Insights services are designed specifically to address the challenges of identifying and authenticating consumers on mobile devices while providing them a fast, frictionless experience for opening accounts. The platform features two real-time web services AI Extract™ and AI Authenticate™:
AI Extract reads government-issued IDs such as driver’s licenses and passports, extracts barcode and text data, and uses extracted data to auto-form-fill account applications.
AI Authenticate applies AI and patented machine learning techniques to analyze IDs for fraud and instantly authenticates IDs, returning an indication of whether a submitted ID is real or fake. AI Authenticate also tokenizes IDs, so they can be instantly recognized in future transactions.