Executive Briefs
A True Breakthrough in Bank Account Validation
As ACH transactions surge, outdated validation methods are driving up costs and creating onboarding friction. In this white paper, Accelitas—Nacha Preferred Partner—introduces a next-gen solution that eliminates common ACH pain points before they start.
Why traditional BAV methods are falling short
How R03/R04 return codes silently impact your bottom line
The hidden costs of invalid ACH transactions
3 keys to successful BAV across industries
How Ai Validate Bank Data delivers real-time ROI in collections, payroll, lending, and more
Beyond Compliance
In this Executive Summary you’ll learn how the payments ecosystem is adjusting to the Nacha WEB Debit account validation rule.
Why compliance is just the beginning for validation solutions
The importance of coverage in reducing customer friction
How BAV can now be custom-tailored to fit each business
Measuring performance to ensure optimization
Decisions at the Speed of Now
In this Executive Summary you’ll learn how account validation is using real-time solutions to meet marketplace demands.
The unprecedented transactions that have increased digital fraud
How a new generation of consumers creates an “invisible marketplace”
Why real-time transactional data provides greater coverage
Using predictive analytics to make smarter, faster decisions
See more. Accept more. Grow more.
Read this white paper for a deeper dive on how AI and alternative data are transforming the credit risk marketplace.
Reaching potentially profitable accounts that traditional screening misses
Fine-tuning data waterfalls to deliver more predictive insights at any stage
Establishing the most effective metrics for making lending decisions
Using Explainable AI to ensure understanding and compliance
Serving the Invisible Marketplace
Read this white paper for a deeper dive on the generational change in spending habits, and how technology is keeping pace.
Using artificial intelligence and alternative data to access creditworthy thin-file and no-file consumers
How identity Intelligence is going beyond current Customer Identity Programs (CIP)
Opportunities to improve profits while reducing losses to charge-offs.
Focusing on Profitability, Not FPD
Read this white paper for a deeper dive on the new strategies and priorities for making lending decisions.
Why First Payment Default (FPD) is not reliable for predicting account profitability
How to build decision models that focus on real business outcomes
Reducing FDP by 60% while supporting financial inclusion