WEbinar
Decisions at the Speed of Now
Real-Time Decisions Help Lenders Reduce Fraud and Increase Profits
Explore Accelitas' two-product strategy in our case study. Download now to learn how we expanded coverage without increasing risk.
With the digital landscaping moving faster than ever, and more people pursuing instant gratification, timely solutions are increasingly valuable. In this webinar, panelists Ryan Barrett (VP Credit Risk & Data Science at Acima), Steve Krawczyk (CTO and Chief Data Scientist at Accelitas) and Jimmy Williams (Chief Revenue Officer at Accelitas) discussed real-time bank verification.
Jimmy outlined new strategic priorities for underwriters in the wake of “staggering growth” in digital transactions and the demand for frictionless consumer experiences.
The need to detect and reduce fraud
The opportunity to predict credit worthiness using bank account data
The mandate to meet regulatory requirements
Speaker Bios
Ryan Barrett, VP Credit Risk & Data Science | Acima Credit
Mr. Barrett is VP of Credit Risk & Data Science and head of lease underwriting at Acima Credit, where he employs machine learning algorithms to determine customer creditworthiness using traditional and non-traditional data sources. Ryan Barrett leads Acima’s cross-functional team of data scientists, engineers, and product managers that built and maintain Acima’s proprietary underwriting workflow recently acquired for $1.7B by Rent-A-Center in Feb 2021.
Steve Krawczyk, Chief Data Scientist | Accelitas
Mr. Krawczyk has more than 13 years of research experience. His research interests include pattern recognition, computer vision, and machine learning. Prior to Accelitas, Mr. Krawczyk held research positions at the Naval Research Laboratory, Cognitec Systems, Quantcast, and SoarTech.
Jimmy Williams, Chief Revenue Officer | Accelitas
Mr. Williams leads the Accelitas new business and client growth team. Before joining Accelitas, Mr. Williams was part of the Emerging Payments & Strategy team at Bank of America. Prior to this, he held various client-facing leadership roles at First Data over a span of 18 years to include the Money Network product, TeleCheck, and Merchant Services suite of payment acceptance solutions covering markets ranging from Small Business to National/Global.