Solutions that drive today’s business

Bringing together an unprecedented fusion of fintech experience, Accelitas delivers next-level access and intelligence where it’s needed most.

Lead Screening

Ai Screen is a real-time lead screening service designed to deliver valuable and attainable leads that fit a lender's decisioning criteria. It lets you expand your potential prospects while increasing response and conversion rates.

Credit Scoring

Ai Lift is an AI-powered Credit Risk web service that leverages any data source to deliver the Ai Lift Score, enabling lenders to identify and predict creditworthy thin-file and no-file borrowers. Easily incorporated into loan-decisioning platforms at any stage of the data waterfall, Ai Lift uses Explainable AI techniques and FCRA data from CRA partners to give lenders the confidence to make and explain credit decisions.

Bank Account Validation

Ai Validate is a non-credentialed bank account validation service that delivers real-time confirmation of active accounts to improve ACH success rates and reduce returns and charge-offs. It also provides a better experience for your customers by eliminating “fat-finger” errors when manually entering routing and account numbers.

Ai Validate | Account Ownership Validation

In today’s digital-first world, validating ownership—not just existence—in real-time is essential to stay ahead of fraud, improve conversions, and build trust. Ai Validate AOV confirms ownership without online-banking credentials, leveraging robust alternative data and proprietary AI/ML to deliver faster, more inclusive, and more accurate decisions at scale. Replacing legacy, incomplete checks with a modern, cloud-native platform it lowers abandonment, reduces manual reviews and costs, streamlines onboarding, and aligns with Nacha Operating Rules—all while supporting high-volume performance.